If you run a niche finance blog, personal finance channel on YouTube, or are a Fintech influencer on Instagram, credit card affiliate programs in India are a profit-generating machine.
Many credit card affiliate networks offer lucrative commissions for card activations. With the Fintech industry growing in billions of dollars, joining the top credit card marketing affiliate programs is a smart choice.
Explore the list of top-paying finance affiliate programs (credit cards) along with commission, cookie duration, and platform details.
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Latest Credit Card Statistics and News
Credit Card Statistics
- The Credit Card Market Size was valued at $608.71 billion globally in 2024. It is projected to grow at a CAGR of 8.97% and reach $935.19 billion by 2029. Further, the market share is expected to grow at a CAGR of 8.25% and reach $1.39 trillion by 2034. (Source: Research and Markets)
Credit Card News
- The largest credit card issuer in India, HDFC, has announced that its users can now transfer points to Marriott Bonvoy (the largest hotel loyalty program in India)
- Effective October 1, 2025, Reliance SBI credit card holders are expected to receive higher points for purchases made at AJIO and Jio Mart.
Top Credit Card Affiliate Programs (India & Global)
Below is a comparison table of the best-performing credit card affiliate programs across the USA, India, and the UK.
Each program includes the commission rate, cookie duration, and the affiliate network/platform you can join from.
| Logo | Credit Card Affiliate Program | Commission | Cookie Duration | Network/Platform |
|---|---|---|---|---|
 | American Express (Amex) | Up to $200 per approval | 30 days | Amex Affiliate Program |
 | Chase Credit Card Affiliate Program | $75–$150 per approved card | 30 days | Chase Partner Network |
 | Discover Card Affiliate Program | $50–$100 per signup | 45 days | CJ Affiliate |
 | Bank of America Credit Card Affiliate Program | $60–$120 per application | 30 days | Rakuten / Partnerize |
 | Barclaycard Affiliate Program (UK) | £30–£80 per signup | 30 days | Awin |
 | Citibank Credit Card Affiliate Program | $50–$150 per approval | 30 days | Impact |
 | Axis Bank Credit Card Affiliate Program (India) | ₹500–₹1,000 per approved card | 30 days | Cuelinks / EarnKaro |
 | HDFC Credit Card Affiliate Program (India) | ₹400–₹900 per lead | 30 days | Admitad India / Cuelinks |
 | SBI Credit Card Affiliate Program (India) | ₹500–₹1,000 per approved card | 30 days | Cuelinks / EarnKaro |
 | ICICI Credit Card Affiliate Program | ₹400–₹800 per approved lead | 30 days | vCommission |
 | CRED Affiliate Program (India) | ₹250–₹500 per signup | 30 days | CRED Partner Program |
 | Credit Builder Card (Secured Card Program) | $20–$50 per signup | 30 days | ShareASale |
 | Bilt Credit Card Affiliate Program (Bilt Rewards) | $100+ per signup | 30 days | Invite-Only Partner Network |
 | Amazon Credit Card Affiliate Program | Up to $100 gift card | 24 hours | Amazon Associates |
 | Bankrate Credit Cards Affiliate | Variable per lead | 30 days | Bankrate Affiliate Network |
Why Promote Credit Card Affiliate Programs?
- High Payouts – Some programs, like Amex and Chase, offer up to $200 per approval.
- Huge Market Demand – Credit cards remain one of the most searched financial products online.
- Recurring Opportunities – New users apply for cards, loans, and upgrades throughout the year.
- Cross-Selling Potential – Promote credit score affiliate programs, secured cards, and loan offers, along with insurance affiliate offers, together.
What are exclusive credit cards?
Credit cards like the JP Morgan Reserve Card, Dubai First Royal Mastercard are some of the top exclusive cards. These cards require an invitation for you to apply for their services.
What services are offered by the top credit card companies?
- Credit card holders running travel agencies & travel affiliates get additional cashback offers on flight and hotel bookings.
- Purchasing online using a credit card on Amazon and other eCommerce sites gives additional discounts.
- Exclusive lounge access, private jet access, premium hospitality, and priority customer support.
- Exclusive VIP access to premium clubs and parties.
How can I buy exclusive credit cards?
Although exclusive credit cards require an invitation, you should check the fees and their benefits suitable for you.
What is a Black Card?
The American Express Centurion Card is known as a Black card and is an invitation-only card. Such cards are reserved for billionaires with high net worth or high spending.
What is the Credit Card Processing Affiliate Program?
These programs pay commissions to affiliates for referring merchants to credit card processing services. Credit card processing service affiliate programs include Stripe, Payoneer, PayPal, etc.
What is a Secured Credit Card Affiliate Program?
Such programs are offered by affiliate networks like Impact, CJ Affiliate, and FlexOffers.
What are the different credit card niches for affiliates to promote and monetize their content?
- Credit card stacking affiliate program
- Business credit card affiliate programs
- Credit card broker affiliate program
- Credit card affiliate companies
- Credit score affiliate programs
- Credit card affiliate network
- Credit cards with a program fee
Conclusion
Credit card affiliate programs are a lucrative monetization technique for financial advisors and fintech content creators. Whether it’s in India, like Axis, HDFC, Yes Bank, Citibank, or global programs like Amex or Bankrate, the gates are open.
High-quality credit card affiliate offers can generate a passive income for affiliates in India and around the world.
Whether you’re promoting business credit cards, secured cards, or broker affiliate programs, the potential for high payouts is massive, especially when targeting audiences in the USA, UK, and India.
FAQs | Best Credit Card Affiliate Programs
What are credit card affiliate programs in India?
These are programs offered by banks or affiliate networks in India, where you promote credit cards on your site or social media audience. You earn commission for generating a lead and when someone registers via your credit card affiliate link.
Which bank credit card affiliate programs pay the most?
In India, banks like Axis Bank (up to 2,975 per activation) and IndusInd (1,600) are among the top payouts per lead.
Is it better to have credit cards from different companies?
Yes. It helps diversify credit, improve your credit score, and offer varied benefits and rewards.
What credit card is Credit First?
Credit First (CFNA) provides store-branded credit cards, mostly for car repair and tire companies like Firestone and Tires Plus.
Does TD Bank have credit cards?
Yes. TD Bank offers several cards, including cash-back and travel cards suitable for personal and business users. Travel affiliates can promote such cards along with travel offers.
Can Travel affiliates promote credit card offers?
Yes, the travel niche is broad, and affiliates can smartly include credit card offers for hotel & flight booking, camping, airlines, car rental, cruise, airport transfer, etc.
Does Stripe have an affiliate program?
Yes. Stripe runs a credit card processing affiliate program where affiliates earn for referring businesses that process payments through Stripe.
Is it easier to get a credit card from a credit union?
Yes. Credit unions often have easier approval processes and lower interest rates than traditional banks.
What credit cards are affiliated with Capital One?
Capital One offers several cards, like Venture Rewards, Quicksilver, and Savor, including co-branded options like Walmart Rewards.
